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Mortgage Assumption
Determine whether taking over your existing mortgage is the right move, and make sure you can afford to keep the family home without surprises
Keep Your Home, Keep Your Peace of Mind
The Divorce CFO evaluates whether assuming your mortgage is the best option for you, taking into account your current rate, home equity, and financial goals. Preserve what’s yours without unnecessary stress.
Keeping your home can offer stability during a time of change, and assuming your existing mortgage allows you to do just that. Mortgage assumption lets you retain the original interest rate and terms, an advantage that becomes increasingly valuable in a high-interest-rate environment. Todd’s service involves a close examination of the following factors:
- Interest Rate Evaluation: Todd compares your current mortgage rate with today’s rates to determine the cost savings of assumption versus refinancing.
- Equity and Ownership: Assess the equity in your home and determine whether assuming the mortgage aligns with your financial future.
- Lender Requirements: Ensure you meet any eligibility requirements for assumption, allowing a seamless transition.
Studies from the Federal Reserve show that retaining a lower interest rate through mortgage assumption can save homeowners thousands of dollars annually.
How We Help
Mortgage Feasibility Report
Get a clear report on whether keeping, selling, or refinancing your home is the best choice — helping you make confident, informed decisions for a stable future.
Decree Implementation
We turn the terms of your divorce decree into actionable steps, ensuring each financial agreement is carried out accurately.
Financial Separation Plan
A clear, supportive plan for financial independence that guides you through budgeting, debt division, and future goals.
